You must have approved medical and travel insurance as a condition of your student visa.
Your insurance must:
- cover you from the date you enrol until your visa expires (unless you leave New Zealand earlier)
- cover your personal effects while you’re travelling and in New Zealand
- cover your medical bills, including mental health and your vision
- cover your personal liability
- meet the guidelines in the The Education (Pastoral Care for International Students) Code of Practice 2016 (The Code).
If you’re bringing your family with you to New Zealand, you can get a family policy.
Insurance is a condition of your visa—if your policy lapses while you’re here, any visa applications you make in the future might not be approved. Find out how to renew your insurance.
Our recommended insurance
Studentsafe Inbound University is our recommended insurance. It’s comprehensive insurance designed and supported by all the universities in New Zealand. It’s provided by Allianz.
You don’t have to do anything to apply for Studentsafe Inbound University. If you don’t have other approved insurance and you’re under 60, you’ll be covered automatically when you accept your Offer.
You can choose to pay for it either:
- before you arrive when you pay your fees, or
- after you get to New Zealand at international orientation and enrolment.
You’ll be covered for your travel to New Zealand either way.
Other acceptable insurance policies
If you don’t want to use Studentsafe-University, you can choose:
If you choose one of these policies instead of Studentsafe Inbound University, you’ll need to:
- organise your cover before you arrive in New Zealand
- provide a copy of your policy certificate at international orientation, and
- sign a waiver to say you’ll take responsibility for your insurance and keep it up to date.
If you have a different insurance policy
Your insurance policy can only be accepted if it meets the Code of Practice for the Pastoral Care of International Students.
- If you already have insurance and it’s not on the approved list, you’ll need to:
- complete an Overseas Insurance Policy Checklist, and
- email the full policy wording in English to the insurance adviser at least four weeks before your arrival in New Zealand.
The policy will then be sent to our independent assessors for review.
If your policy:
- is approved, you’ll need to bring a copy of the policy certificate to orientation and complete a waiver form
- is not approved, you’ll need to purchase approved insurance before you can enrol.