Insurance

All international students must have medical and travel insurance while studying in New Zealand.

The New Zealand Government’s Education (Pastoral Care of International Students) Code of Practice 2016 requires all international students to have appropriate health and travel insurance during their period of study.

Our recommended insurance

Studentsafe Inbound University is our recommended insurance. This comprehensive insurance policy is designed and supported by all New Zealand universities, and is provided by Allianz.

If you’re bringing your family with you to New Zealand, you can get insurance for your family.

How to get cover

You don’t have to do anything to apply for your Studentsafe Inbound University policy. If you don’t have other approved insurance and are under 60, you’ll be covered automatically when you accept your Offer of Place.

You can choose to pay your insurance costs either before you arrive when you pay your fees, or after you get to New Zealand at International Orientation. Your policy is activated when your enrolment has been completed, however, you will be covered for your travel to New Zealand either way.

Renewing your insurance

For fee paying international students, insurance is a condition of your student visa—if your insurance policy lapses while you’re studying, any visa applications you make in the future might not be approved.

Your insurance cover is automatically renewed for one year for full-degree students and one trimester for short-course students. Find out more about how to renew your insurance.

Other insurance policies

If you want a different New Zealand insurance policy

If you don’t want to use Studentsafe Inbound University insurance, you can choose one of these approved alternative policies:

If you choose one of these other New Zealand policies, you’ll need to:

  • organise your cover before you arrive in New Zealand
  • provide a copy of your policy certificate to us before International Orientation
  • sign a waiver to say that you’ll take responsibility for your insurance and keep it up to date.

If you have an overseas insurance policy

Your overseas insurance policy can only be accepted if it meets the Code of Practice for international students.

If you already have overseas insurance, you’ll need to:

  • complete an Overseas Insurance Policy Checklist pdf293KB
  • email the full policy wording in English to the insurance adviser at least four weeks before your arrival in New Zealand.

Your policy will then be sent to our independent assessors for review. If your policy is approved, you’ll need to provide a copy of the policy certificate and complete a waiver form before courses start. If your policy is not approved, you’ll need to purchase Studentsafe Inbound University insurance or another approved insurance before you can enrol.

Changing your visa status

If you are granted a resident visa or permanent resident visa during your studies, you must let the International team know immediately.

Changing to a resident visa has implications for your status as an international student and may affect your eligibility for insurance.

If you are insured with Studentsafe Inbound University insurance through Victoria University of Wellington, your cover for medical claims within New Zealand will automatically expire 21 days after your resident or permanent resident visa has been issued. This is because as a resident or permanent resident you are eligible for publicly funded healthcare in New Zealand.

Your cover for all non-medical claims remains until your current policy period expires, but you will no longer be able to renew this insurance policy.