Survival Guide

The Survival_Guide (pdf, 933 KB) is based on our experience of working with students.

It contains a lot of useful information!

Including: getting control of your money; transport, phone and power costs; organising a flat account; which IRD tax codes to use; grocery shopping for a flat; students' stories.

Check out these pages from the guide:

• The secret to budgeting revealed (580 KB - pdf)
• What kind of spender are you (336 KB - pdf)
• How to set up the Flat Account (1.2 MB - pdf)
• Use your bank account to help you budget (406 KB - pdf)
• Sample grocery shopping (681 KB - pdf)
• Which Tax Code... (612 KB - pdf)

You can also pick up a copy from any of our offices or contact us to have one posted to you.