Know what your living expenses and extras will cost.
Weekly Living Costs
Sample budget for 2009 for a student flatting with 3 - 4 others:
| Weekly Income |
$ |
Weekly Expenses |
$ |
|
| Essentials | ||||
| Student Loan | 160.24 |
Rent | 150.00 |
|
| or | Power | 20.00 |
||
| Student Allowance |
Phone Rental Internet | 8.00 |
||
| Full entitlement, net (under 25) |
158.65 |
Groceries | 60.00 |
|
| Accommodation Benefit | 40.00 |
Toiletries | 6.00 |
|
| Transport-based on monthly pass | 24.50 |
|||
| Appliance Rental | 4.00 |
|||
| Bank Fees | 2.50 |
|||
| Total allowance | 198.65 |
Subtotal | 275.00 |
|
| Extras | ||||
| Cellphone | 5.00 |
|||
| Entertainment | 30.00 |
|||
| Snacks / Lunches | 15.00 |
|||
| Subtotal | 50.00 |
|||
| TOTAL | 160.24 or 198.65 |
TOTAL | 325.00 |
|
Weekly Shortfall:
$126 or $165 |
||||
The Student Allowance and/or the Student Loan is not enough to cover all your expenses.
How will you make up the difference?
-
Part time work?
-
Savings from summer?
-
Family assistance?
-
Reduce expenses?
Extra Costs during Trimester/s
Sample costs for 37 weeks (Trimester 1 and 2):
| Variable Expenses |
$ |
Other Possible Income |
$ |
|
| Texts and Course Materials |
800 |
Student Loan Course Costs |
1000 |
|
| Bond or Flat Set-Up |
650 |
Interest Free Bank Overdraft |
500 |
|
| Trips Home | 300 |
|||
| Toll Calls Emergencies |
200 250 |
|||
| Clothing | 400 |
|||
| Sport, Birthdays, Insurance |
400 |
|||
| Total | 3000 |
Total | 1500 |
|
Shortfall for
Extra Costs: $1500 or more |
||||
The course costs of the Student Loan and a bank overdraft help cover those extra costs over the academic period, but funding from other sources is still necessary to meet all of your expenses.
Use our Personal_Budget_Worksheet (18 KB - xls) to help plan ahead and to track your spending. You are also most welcome to call in to see us and one of the Finance Advisers can help work out a budget with you.
Alternative calculators are available at Sorted, which also provides useful information for students.
Current Services Booklet
Disability Support Services' booklet outlining the services and support available from DSS at Victoria University.
DSS Services and Support Booklet
(171 KB Rich Text File)
DSS Services and Support Booklet
(835 KB PDF File)
Current Issue of the DiSScourse Newsletter
Issue 21, August 2008, is available for download as an:
Accessible 807 KB PDF File.
Issue 20, June 2008, is available for download as a:
Accessible 776 KB PDF File.
Issue 19, April 2008, is available for download as a:
Accessible 536 KB PDF File.
Issue 18, November 2007, is available for download as a:
Accessible 660 KB PDF File.
Issue 14, June 2006, is available for download as a:
22 KB Text File or a 111 KB PDF File.
Issue 13, September 2005, is available for download as a:
20 KB Text File or a 69 KB PDF File.
Issue 12, July 2005, is available for download as a:
19 KB Text File or a 255 KB PDF File.
Issue 11, April 2005, is available for download as a:
22 KB Text File or a 78 KB PDF File.
Issue 10, September 2004, is available for download as a:
25 KB Text File or a 101 KB PDF File.
Issue 9, May 2004, is available for download as a:
24 KB Text File or a 115 KB PDF File.
Issue 8, October 2003, is available for download as a:
25 KB Text File or a 82 KB PDF File.
Issue 6, July 2003, is available for download as a:
26 KB Text File or a 92 KB PDF File.
Issue 5, May 2003, is available for download as a:
23 KB Text File or a 101 KB PDF File.
Issue 4, October 2002, is available for download as a:
26 KB Text File or a 244 KB PDF File.
Issue 3, September 2002, is available for download as a:
26 KB Text File or a 213 KB PDF File.
Issue 2, May 2002, is available for download as a:
25 KB Text File or a 1 MB PDF File.
Issue 1, March 2002, is available for download as a:
25 KB Text File or a 486 KB PDF File.
