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The Hardship Fund is an emergency fund set up at the request of students to enable those in financial difficulty to continue their studies. Each year the scheme gives over 1000 grants or loans. International students are also eligible to apply for the fund.


The fund relies on the levy from students and is therefore limited. Applicants are expected to have used their entitlements under the Student Loan Scheme.

In considering applications, attention will be paid to the following:

  • Necessary medical, dental or optical costs
  • Unforeseen flatting or family problems
  • Exceptionally high course related costs including Architecture and Design project materials
  • High transport costs
  • A disability or temporary illness which prevents part-time or vacation employment
  • Creche fees, after school care and holiday programmes
  • Costs related to teaching experience placements
  • Research and data collection costs not covered by deparmental grants
  • Other financial problems which adversely affect study

In addition to grants, loans are also available where a cash flow problems exists, such as awaiting scholarship or research grant payments or international funds transfers.

How to Apply

You need to make an appointment with one of the Finance Advisers. Allow 30 to 45 minutes. The Adviser will discuss your circumstances and help you complete the application form. This includes a budget which shows your current income and essential expenses.

Applications are submitted every Wednesday morning to the Students' Finance Committee. This Committee consists of staff and student representatives. Applications are confidential and the Committee is not informed of the student's identity.


What to bring?

You must bring:

  • a recent bank statement or internet banking printout - this should show at least 2 weeks transactions. All account balances should be shown. It must show your name and bank account number as successful applicants' accounts will be direct credited.
  • MyStudyLink account printout confirming course related costs claim.
  • If you are concerned about a particular bill, such as phone or power, bring that account as well.
  • If you are applying for assistance with textbooks, bring a quote.
  • For dental work or glasses, it is useful to obtain a quote, this can be discussed with the Adviser.
  • Lease agreement if applying for help with bond and/or advance rent.

What happens next?

By 2pm Wednesday, you will receive an email advising of the committee's decision. Successful applicants will either receive a direct credit payment on the Friday or another form of payment as needed.